About HT Loan Connecting borrowers and lenders
Your trusted financial partner for transparent, fair, and accessible loans.
Our Story
Revolutionizing lending in Zambia
HT Loan was founded in 2023 with a simple mission: to make borrowing and lending easier, more transparent, and more accessible for Zambians. We recognized the challenges both individuals and small lenders face in the traditional financial system and set out to create a better solution.
Today, we're proud to be Zambia's fastest-growing peer-to-peer lending platform, connecting thousands of borrowers with trusted lenders every month. Our innovative matching system ensures fair rates for borrowers while providing lenders with quality investment opportunities.
Our Values
What drives us every day
Transparency
No hidden fees or fine print. We believe in complete openness about rates, terms, and processes.
Fairness
We ensure fair interest rates for borrowers and fair returns for lenders through our matching system.
Accessibility
Financial services should be available to everyone. We serve borrowers and lenders of all backgrounds.
Leadership Team
The people behind HT Loan
Haggai Mwale
Founder & CEO
With 15 years in financial services, Haggai envisioned a better way to connect borrowers and lenders.
Tina Mwansa
Chief Technology Officer
Leads our technology team to build secure, user-friendly platforms for our community.
Kennedy Banda
Head of Risk Management
Ensures our lending practices are responsible and sustainable for all parties.
Ready to join our community?
Whether you need a loan or want to invest, we've got you covered.